28th Annual General Meeting (AGM) of Shree Laxmi Multipurpose Co-operative Ltd. — Date & venue to be announced. Stay tuned.
Shree Laxmi Multipurpose Co-operative Ltd. has been empowering communities with accessible, reliable, and affordable financial services for over 25 years. Join 5,000+ members who trust us with their financial future.
Safe and rewarding savings for every member
Lock in your savings for higher returns
Build your dream home with flexible EMIs
Comprehensive cooperative financial services designed to meet every member's need — from savings to loans and beyond.
Secure your future with our range of savings products. Earn competitive interest while keeping your money accessible and safe.
Learn MoreMaximize your returns with our fixed deposit schemes offering up to 12.5% interest per annum on various tenures.
Learn MoreAccess affordable loans for home, business, education, agriculture, and personal needs at competitive interest rates.
Learn MoreReceive money from abroad quickly and securely. We partner with leading remittance companies worldwide for fast transfers.
Learn MoreProtect yourself and your family with cooperative insurance products linked to your savings and loan accounts.
Learn MoreManage your accounts anytime, anywhere. Check balances, transfer funds, and access statements through our digital platform.
Learn MoreFounded by dedicated community members committed to providing accessible financial services to all — irrespective of social or economic background.
Open and honest in all operations
Built on 25+ years of reliability
Helping members prosper together
Committed to local development
Competitive interest rates on savings, deposits, and loans. Rates effective from Kartik 2081.
| Account Type | Interest Rate (p.a.) |
|---|---|
| Normal Saving | 6.00% |
| Children Special Saving | 8.00% |
| Personal Savings | 7.00% |
| ShareHolder Savings | 7.00% |
| Mahila Bishesh Bachat | 8.00% |
| Laxmi Super Saving | 7.00% |
| Sineor Citizen Saving | 8.00% |
| Loan Saving | 7.00% |
Interest calculated on daily balance and credited quarterly. Rates revised as of 2080/10/07.
| Product | Interest Rate (p.a.) |
|---|---|
| 3 Months Fixed Deposit | 9.75% |
| 6 Month Fixed Deposit | 10.00% |
| 1 Year Fixed Deposit A/C | 10.50% |
| 2 Year Fixed Deposit A/C | 10.75% |
| 3 Year Fixed Deposit A/C | 11.00% |
Pre-mature withdrawal allowed subject to penalty deduction per cooperative bylaws.
| Loan Type | Interest Rate (p.a.) |
|---|---|
| Recurring Loan Saving | 7.00% |
| Personal Loan | Contact Office |
| Business Loan | Contact Office |
| Agriculture Loan | Contact Office |
| Home / Real Estate Loan | Contact Office |
Please visit the office or call 023-530734 for detailed loan interest rates.
Stay informed with the latest announcements and notices from Shree Laxmi Cooperative.
All members are cordially invited to attend the Annual General Meeting (AGM) scheduled for Falgun 15, 2081 at the main office hall, Birtamode-4, Jhapa.
Read MoreApply for our special Dashain loan up to NPR 5 Lakhs with minimal documentation and quick disbursement within 48 hours of approval.
Read MoreWe are pleased to announce revised interest rates on Fixed Deposits effective from Kartik 1, 2081. New rates of up to 12.5% per annum now available.
Read MoreManage your cooperative account from your phone, anytime. Check balances, view statements, transfer funds, pay bills, and more — all in one app.
Currently available on Android only. Visit our office to activate mobile banking.
Join over 5,000 members who trust Shree Laxmi Multipurpose Co-operative. Become a member today and enjoy exclusive benefits.