About Us

Shree Laxmi Multipurpose Co-operative Ltd. building at Birtamode-4, Jhapa

2053 B.S.
Est.

Our Story & Journey

Shree Laxmi Multipurpose Co-operative Ltd. was established in 2053 B.S. (1996 AD) with a vision to uplift the financial well-being of local communities in Nepal. What began as a modest initiative by a small, dedicated group of community members has evolved into one of the most trusted cooperatives in the region.

In its early years, the cooperative operated from a modest office, offering basic savings and credit services to its founding members. The commitment to honest service, transparency, and member welfare quickly earned the trust of the community, attracting more individuals and families to join the cooperative family.

Over the course of more than two and a half decades, Shree Laxmi Sahakari has grown its membership to over 5,000 members, expanded its range of financial products, and established itself as a pillar of economic support in the community. Today, the cooperative continues to serve with the same values that guided its founding — integrity, transparency, and dedication to member welfare.

"Together, we grow stronger. Shree Laxmi Sahakari is not just a financial institution — it is a community built on trust, solidarity, and mutual progress."

Our Foundation

Mission, Vision & Objectives

The guiding principles that shape everything we do for our members and community.

Our Mission

To provide accessible, affordable, and reliable financial services to our members, empowering individuals and families to achieve economic independence and improve their quality of life through a strong cooperative framework.

Our Vision

To be the most trusted, member-centric, and financially sound multipurpose cooperative in Nepal — recognized for excellence in service delivery, good governance, and meaningful contribution to the sustainable development of the communities we serve.

Objectives

Promote a strong savings culture among members
Provide affordable credit and loan facilities
Support community development initiatives
Ensure good governance and transparency
Empower women and marginalized groups financially

What Drives Us

Our Core Values

These six values form the ethical backbone of every decision, service, and interaction at Shree Laxmi Sahakari.

Integrity

We uphold the highest standards of honesty and ethical conduct in all our dealings with members, partners, and the wider community.

Transparency

Open and honest communication is at the heart of our operations. Members can always expect clear information about policies, rates, and decisions.

Community

We exist for our community. Every service we offer is designed to strengthen social bonds and improve livelihoods at the local level.

Innovation

We embrace new ideas, technologies, and service models to continuously improve the experience and value we deliver to our members.

Excellence

We are committed to delivering excellence in every aspect of our work — from member service to financial management and governance.

Trust

Trust is earned, not given. We protect the deposits, privacy, and interests of every member with the utmost care and professionalism.

5000+ Members

25+ Years of Service

NPR 50Cr+ Total Deposits

10,000+ Loans Disbursed

15+ Dedicated Staff

Our Edge

Why We're Different

What makes Shree Laxmi Sahakari stand apart from other financial institutions.

Member-First Philosophy

Unlike commercial banks, our sole purpose is to serve our members. Every profit generated is redistributed to members through dividends, better rates, and improved services.

Competitive Interest Rates

We offer higher interest rates on savings and lower rates on loans compared to conventional banks, ensuring our members always get the best financial deal.

Registered & Regulated

Fully registered under Nepal's Cooperative Act and regulated by the Department of Cooperatives (Reg. No: ३/१९/४४/०५२/०५३ | PAN: 305463213), ensuring legal protection and accountability for all members.

Community Investment

We actively invest in local development programs — from scholarships and health camps to community infrastructure — reinforcing our commitment to societal progress.