At Shree Laxmi Multipurpose Co-operative Ltd., we are committed to providing accessible,
affordable, and reliable financial services to all our members and the wider community.
Established in 2053 BS, we have grown into a trusted cooperative offering a full spectrum
of banking and financial solutions — from savings accounts and fixed deposits to personal
loans, remittance services, insurance, and modern digital banking tools. Our member-centric
approach ensures transparency, competitive rates, and professional support at every step.
Saving Deposits
Start your savings journey with our flexible deposit accounts tailored to every
life stage. We offer regular savings, children's savings, senior citizen accounts,
and premium saving plans — all with attractive interest rates and zero hidden charges.
Your savings are fully insured and protected under cooperative regulations.
-
Normal Saving Account — open with as low as Rs. 500
-
Children's Saving & Senior Citizen special rates up to 8%
-
Quarterly interest credited directly to your account
-
Free passbook, ATM card, and SMS banking alerts
View Saving Rates
Fixed Deposits
Grow your wealth with our high-yield fixed deposit schemes. Choose a tenure from
1 month to 5 years and enjoy guaranteed returns with interest rates up to 12.5% per
annum. Fixed deposits at Shree Laxmi are a safe, smart, and proven way to maximize
your idle funds without any market risk.
-
Flexible tenures: 1 Month, 3 Month, 6 Month, 1–5 Years
-
Interest rates from 9% up to 12.5% p.a.
-
Option for monthly, quarterly, or maturity interest payout
-
Loan facility available against fixed deposit receipt
View FD Rates
Loan & Credit
Fulfil your dreams with our flexible loan products designed for personal, business,
agricultural, home, and educational needs. We offer competitive interest rates with
easy documentation, quick approval processes, and repayment terms structured to
suit your financial capacity. Our loan officers provide personalised guidance at every step.
-
Personal, Home, Business, Agriculture & Education Loans
-
Interest rates starting from 9% for agriculture loans
-
Repayment periods up to 20 years for home loans
-
Quick disbursal within 3–7 working days after approval
View Loan Rates
Remittance Services
Send and receive money securely and instantly from anywhere in Nepal and abroad.
Our remittance network connects families with their loved ones working in foreign
countries. We partner with leading remittance companies to offer competitive exchange
rates and the lowest service charges available in the region.
-
Domestic & international money transfer services
-
Partner network across major remittance corridors
-
Real-time credit to member savings accounts
-
Lowest service fee with competitive exchange rates
Enquire Now
Insurance Services
Protect what matters most with our cooperative-linked insurance solutions. As a
member of Shree Laxmi Sahakari, you gain access to life insurance, health
insurance, and accident coverage plans facilitated through our trusted insurance
partners — all at group premium rates, giving you peace of mind at an affordable cost.
-
Life insurance plans for members and their families
-
Health & accident coverage at subsidized group rates
-
Livestock & crop insurance for agricultural members
-
Single-window facilitation — no need to visit insurer directly
Learn More
Digital Banking
Bank anytime, anywhere with our modern digital banking platform. Our mobile app
and online portal allow members to check balances, transfer funds, pay utilities,
request loans, and download statements — all from the comfort of home. We support
major payment gateways including eSewa, Khalti, and ConnectIPS for seamless transactions.
-
Mobile banking app for Android & iOS (coming soon)
-
Online member portal for account management
-
QR payment, eSewa, Khalti & ConnectIPS integration
-
Instant SMS & email alerts for every transaction
Member Portal