NOTICE

28th Annual General Meeting (AGM) of Shree Laxmi Multipurpose Co-operative Ltd. — Date & venue to be announced. Stay tuned.

023-530734 laxmicoop@gmail.com Nepal (placeholder)

Interest Rates

Rates effective from Kartik 2081 (subject to periodic revision by the Board of Directors)
Transparent Pricing

Our Current Interest Rates

We believe in complete transparency. Below are the official rates approved by our Board of Directors, effective Kartik 2081. For personalised advice, please contact our branch office.

Saving Deposit Interest Rates
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Account Type Interest Rate (p.a.)
Normal Saving6.00%
Children Special Saving8.00%
Personal Savings7.00%
ShareHolder Savings7.00%
Mahila Bishesh Bachat8.00%
Laxmi Super Saving7.00%
Sineor Citizen Saving8.00%
Loan Saving7.00%

Interest rates revised effective 2080/10/07. Interest credited quarterly on daily closing balance.

Loan Interest Rates
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Loan Type Interest Rate (p.a.)
Loan Saving Account7.00%
Personal LoanContact Office
Business LoanContact Office
Agriculture LoanContact Office
Home / Real Estate LoanContact Office
Education LoanContact Office

Please visit our office at Birtamode-4, Jhapa or call 023-530734 for detailed loan rates based on your requirement and collateral.

Fixed Deposit Interest Rates
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Product Interest Rate (p.a.)
3 Months Fixed Deposit9.75%
6 Month Fixed Deposit10.00%
1 Year Fixed Deposit A/C10.50%
2 Year Fixed Deposit A/C10.75%
3 Year Fixed Deposit A/C11.00%

Pre-mature withdrawal is allowed with applicable penalty as per cooperative bylaws. Rates revised effective 2080/10/07.

Recurring Deposit Interest Rates
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Product Interest Rate (p.a.)
1 Year Recurring Saving8.50%
2 Year Recurring Saving8.75%
3 Year Recurring Saving9.00%
4 Year Recurring Saving9.25%
Recurring A/C7.50%

Recurring deposits must be paid on or before the due date each month. Late payment may attract a penalty charge.

Disclaimer: Recurring deposits require a fixed monthly instalment for the agreed tenure. Missing instalments may attract a fine of Rs. 10 per Rs. 1,000 of the missed instalment. Rates are effective from Kartik 2081 BS. Premature closure is subject to approval and may attract a penalty. TDS will be deducted on interest income as per Nepal Government tax provisions. Contact our office for the RD maturity calculator.
Get In Touch

Have Questions About Our Rates?

Our financial advisors are here to help you choose the best savings or loan product for your needs. Contact us today — we are happy to assist.

Call Us

Speak directly with our financial team during office hours for quick rate enquiries.

023-530734

Email Us

Send us your questions any time and our team will respond within one business day.

laxmicoop@gmail.com

Visit Our Branch

Meet our experts face-to-face at our main branch office for detailed consultations.

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Office Hours:  Sunday – Friday: 10:00 AM – 5:00 PM  |  Saturday: 10:00 AM – 2:00 PM

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